The new year is officially here and the holiday season is over! We are looking forward to another prosperous year, and what better way to ring in the new year than to plan your budget for the year?

Experian has got you covered with a new article that provides an overview of how to plan your budget for the year. Here is an excerpt:

“Your first step is to track your spending. Chances are you’re already doing that, between a debit card, checkbook and online accounts or payment apps. Start by getting your last month’s worth of transactions and looking at just where your money went. You can download much of that information into a spreadsheet, if you want to work that way, or use some of the budgeting software and apps we’ll look at later.”

To read the full article, click here.